Get affordable individual and family health insurance online

Buying government health insurance online can be challenging. Marketplace America makes it easy to apply at no cost to you, providing an application guarantee and ensuring your application gets in on time.

If you want to buy an individual health insurance plan, you can do so during open enrollment or a special enrollment period. You qualify for special enrollment if you have a qualifying life event, like losing current coverage or getting married. To see if you’re eligible, check our list of qualifying life events.

Open enrollment for coverage beginning on Jan. 1, 2023, began on Nov. 1, 2022, and ends on Jan. 15, 2023. However, you must enroll by Dec. 15, 2022, to get coverage that begins on Jan. 1, 2023. Some state exchanges have different open enrollment dates, so please pay attention to when your state’s period is.

If you experience a qualifying life event, you are eligible for the Special Enrollment Period (SEP). This means that you can enroll in or change your health insurance outside of the Open Enrollment. Qualifying life events include things like getting married, having a baby, or losing other health coverage.

The Marketplace offers health insurance plans for those who are unemployed, and the savings is based on your income and how many people live in your household. You may also qualify for free or low-cost coverage through Medicaid or CHIP.

The Health Insurance Marketplace, also known as Healthcare.gov, is an online health insurance exchange where individuals, families, and small business can shop for and enroll in affordable health insurance plans.

All plans offered on the Marketplace are required to offer essential health benefits and meet certain standards set by the Affordable Care Act (ACA). This means that ACA-compliant plans must cover things like hospitalization, prescriptions, maternity care, and more. Furthermore, the ACA prevents insurers from denying coverage based on a person’s pre-existing health problems.

At Marketplace America, you have the best of both worlds. You can use our website free of charge to sign up for individual health insurance or family health insurance. Finding the best individual and family plan can be a daunting task if you are not familiar with health insurance terms. So if you get stuck, we have licensed agents ready and waiting to take your call and assist you with finding and enrolling you and your family in health plans available in your area.

Marketplace America’s site is best for health insurance. You can use the website free of charge to sign up for individual health insurance or family health insurance plans on the Marketplace. Finding the best individual and family plan can be a daunting task if you are not familiar with health insurance terms. So if you get stuck, Marketplace America has licensed health agents ready and waiting to take your call and assist you free of charge with finding and enrolling you and your family in a Marketplace health plan available in your area.

No. The Marketplace is only for individuals and families who do not have access to these government health insurance programs.

Starting in 2019, there will be no longer a federal tax penalty for not having healthcare coverage. The federal tax penalty was discontinued for future years, but that doesn’t rule out the risk of something unexpected happening. If you don’t have health insurance, not having it could cost thousands of dollars and even cause you to go bankrupt.