Free Assistance* from Licensed Agents.

Marketplace America Open Enrollment Health Insurance

Get affordable individual and family health insurance online

Compare the best plans & prices that fit you or your family's needs.

Get an individual health insurance plan and family plans from America's top health insurance companies & Marketplace America partners, including...

blue cross blue shield health insurance
cigna comprehensive health insurance
molina health care molina health
kaiser permanente

Need health insurance?

Call our Marketplace Call Center for free assistance* from licensed health agents.

Get a free health insurance quote!

1 out of 2 people looking for health care coverage
pay under $30/month!

We support you every step of the way

Let us make getting health coverage easy and simple.

african american woman getting help finding health insurance and understanding what is healthcare

Understanding your healthcare needs

Taking our time to get to know you and your healthcare needs is what’s important. For us, helping you find complete health coverage is our main priority.

Recommending healthcare plans

Are you concerned you’re not eligible for an affordable health plan? Don’t worry. We work with you to make the process easy-to-understand. By guiding you through enrollment, we can explain everything to you. This way, the health coverage you’ve chosen provides the care you need.

Always available to assist you

Need help after enrolling in your health plan? Stay in touch. We’re here to answer questions and make sure you’re happy with your health coverage.

How Does Marketplace America Work?

step 1 in getting affordable individual and family health insurance online

Find out how much money you qualify for in savings.

In less than one minute, receive an estimate for the premium cost savings you could qualify for through Marketplace America. You will also know instantly if your household income qualifies you for Cost Sharing Reduction on Silver plans.

Find affordable health insurance plans that fit your needs.

Find the most popular, most affordable, or lowest premium health insurance plans that fit your budget. Plus, you can take the guesswork out, and find out if health coverage is included for your doctors, hospital, and prescription drugs.

step 2 in getting affordable individual and family health insurance online

Compare coverage options and plans side by side.

Compare plans based on comprehensive coverage from multiple insurance companies. Compare health insurance premiums, annual deductible amounts, and copay amounts for primary care visits, specialist visits, and hospital stays. Also, see what’s included under covered services and free preventative care. Find the qualified health plans available in your area that fit your needs.

Pick your health plan and begin the application process.

After you select the health insurance plan that works best for you and your family, enrolling is easy to do on our website. If you need help or have questions along the way, our licensed health agents would be more than happy to lend a hand and get you enrolled in the right plan.

step 4 in getting affordable individual and family health insurance online

Need health insurance?

Call our Marketplace Call Center for free assistance* from licensed health agents.

Get a free health insurance quote!

Quotes

I got confused trying to find a plan. So, I called Marketplace America and they got me enrolled in a plan that includes my doctors and drugs in less than 10 minutes.

~ Lisa, Plano, TX

I own a small business with 12 employees. I couldn’t afford to provide health insurance for myself, much less for my employees. I found Marketplace America and it was easy to sign-up for health coverage. So, I gave their number to all my employees, now all my employees are covered as well.

~ Frank, Biloxi, MS

I’m unemployed and I have no money, but I still needed health insurance. I called Marketplace America and they got me enrolled in a zero premium plan, that’s like getting free health insurance!

~ Jimmy, Florence, SC

blue cross blue shield health insurance
cigna comprehensive health insurance
molina health care molina health
kaiser permanente

Frequently Asked Questions - FAQ

Buying government health insurance online can be challenging. Marketplace America makes it easy to apply at no cost to you, providing an application guarantee and ensuring your application gets in on time.

If you want to buy an individual health insurance plan, you can do so during open enrollment or a special enrollment period. You qualify for special enrollment if you have a qualifying life event, like losing current coverage or getting married. To see if you’re eligible, check our list of qualifying life events.

Open enrollment for coverage beginning on Jan. 1, 2023, began on Nov. 1, 2022, and ends on Jan. 15, 2023. However, you must enroll by Dec. 15, 2022, to get coverage that begins on Jan. 1, 2023. Some state exchanges have different open enrollment dates, so please pay attention to when your state’s period is.

If you experience a qualifying life event, you are eligible for the Special Enrollment Period (SEP). This means that you can enroll in or change your health insurance outside of the Open Enrollment. Qualifying life events include things like getting married, having a baby, or losing other health coverage.

The Marketplace offers health insurance plans for those who are unemployed, and the savings is based on your income and how many people live in your household. You may also qualify for free or low-cost coverage through Medicaid or CHIP.

The Health Insurance Marketplace, also known as Healthcare.gov, is an online health insurance exchange where individuals, families, and small business can shop for and enroll in affordable health insurance plans.

 

All plans offered on the Marketplace are required to offer essential health benefits and meet certain standards set by the Affordable Care Act (ACA). This means that ACA-compliant plans must cover things like hospitalization, prescriptions, maternity care, and more. Furthermore, the ACA prevents insurers from denying coverage based on a person’s pre-existing health problems.

At Marketplace America, you have the best of both worlds. You can use our website free of charge to sign up for individual health insurance or family health insurance. Finding the best individual and family plan can be a daunting task if you are not familiar with health insurance terms. So if you get stuck, we have licensed agents ready and waiting to take your call and assist you with finding and enrolling you and your family in health plans available in your area.

Marketplace America’s site is best for health insurance. You can use the website free of charge to sign up for individual health insurance or family health insurance plans on the Marketplace. Finding the best individual and family plan can be a daunting task if you are not familiar with health insurance terms. So if you get stuck, Marketplace America has licensed health agents ready and waiting to take your call and assist you free of charge with finding and enrolling you and your family in a Marketplace health plan available in your area.

No. The Marketplace is only for individuals and families who do not have access to these government health insurance programs.

Starting in 2019, there will be no longer a federal tax penalty for not having healthcare coverage. The federal tax penalty was discontinued for future years, but that doesn’t rule out the risk of something unexpected happening. If you don’t have health insurance, not having it could cost thousands of dollars and even cause you to go bankrupt.

*Agents may be compensated based on enrollment in your health plan by the insurance company.