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What is a Deductible in Health Insurance? (Your Quick Guide to Out-of-Pocket Health Costs)

Picture of a $100 bill poking through an opening. Health insurance costs a lot and often leaves you wondering, what is yearly deductible in health insurance

Welcome to your quick guide on understanding health insurance deductibles, brought to you by the team at Marketplaceamerica.org. Navigating health insurance can be daunting, but we’re here to simplify it for you. https://youtu.be/hNGZftalpPs Key Takeaways: Health insurance is a crucial safeguard against unexpected medical expenses. Understanding health insurance terms is vital to making informed choices. […]

Understand Your Out-of-Pocket Maximum (Out-of-Pocket Limit)

An African-American health plan customer trying to understand out-of-pocket maximum for health insurance

Welcome to our comprehensive guide where we make health insurance terminology approachable, particularly the out-of-pocket maximum or as we like to say maximum out-of-pocket, also known as MOOP. https://youtu.be/BFp8WA4BrVI Key Health Insurance Terms: Premium – The amount you pay for your health insurance every month. Co-payments – A fixed amount you pay for a covered […]

What is Coinsurance? (And How Does Coinsurance Work?)

What coinsurance means in health insurance

https://youtu.be/SgVIqMB4hO0 Key Takeaways: Health insurance is a crucial safeguard against unexpected medical costs. Understanding health insurance terms is vital to making informed choices. A deductible is the amount owed by the insured annually before the insurance plan starts to pay. Under the ACA, all co-payments and co-insurances count towards the deductible. Preventative care services, like […]

Understanding In-Network vs Out-of-Network in Healthcare

in network vs out of network cost

Meet Karen and Joe, members of the esteemed team at marketplaceamerica.org. Health insurance can be perplexing, but it’s an indispensable shield against unforeseen medical expenses. We’re here to simplify, educate, and guide you in making the best choices for your health. https://youtu.be/NdxByMY4_uY Why Health Insurance Terminology Matters Navigating the health insurance landscape requires an understanding […]

What is a Health Insurance Premium?

what does premium mean for health insurance

Health insurance may seem complex, but it’s a crucial safety net against unexpected medical costs. In this video, Karen and Joe break down key terms and concepts to help you navigate the intricacies of health insurance. The main focus is to demystify the health insurance premium and its related components. https://youtu.be/ppQZviWk3_w Key Takeaways 1. Importance […]

What is a Copay? (A Quick Guide on Why You Need a Copayment to Minimize Medical Expenses)

What are copayments in health insurance

Welcome to our deep dive into the world of health insurance terms!  We’re Karen and Joe, representing the fantastic team at Marketplaceamerica.org. We aim to make health insurance understandable, approachable, and tailored to your needs. https://youtu.be/3o1xdvNXWZ0 Why Understand Health Insurance Terms? Understanding these terms is crucial because: Health insurance is a safeguard against unforeseen medical […]