Affordability Exemptions are a type of exemption that someone can claim to qualify for Catastrophic Coverage, along with hardship exemptions. A waiver is required when applying for Catastrophic Coverage for people age 30 and older for whom coverage is not affordable.
You may qualify for an affordability exemption if the lowest-priced coverage, whether through a marketplace or job-based plan, would cost more than 8.09% of your household income.
“Glossary.” HealthCare.gov, www.healthcare.gov/glossary/.
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