A request to your health insurer or the Health Insurance Marketplace® to reconsider a decision that denies a benefit or payment.
- If you do not agree with a decision made by the Marketplace, you can lodge an objection. Small businesses can also appeal decisions made by the Small Business Health Options Program (SHOP).
- If your health insurer refuses to pay a claim or terminates your coverage, you have the right to appeal the decision and have it reviewed by a third party.