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What is the Role of an Health Insurance Broker?

A broker is someone who assists you in applying for financial assistance and enrolling in a Qualified Health Plan (QHP) via the Marketplace. They offer personalized plan recommendations, are state-licensed, and receive commissions from insurers for enrolling consumers. Note that some brokers may only offer plans from certain insurers.

Key Points:

  • Brokers help with applying for health coverage and QHP enrollment.
  • They provide personalized plan recommendations.
  • Brokers are licensed and may have ties to specific health insurers.

“Glossary.” HealthCare.gov, www.healthcare.gov/glossary/.

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