A low-cost health insurance program aimed at providing coverage to children in families whose income exceeds Medicaid eligibility but is insufficient for private insurance. In select states, CHIP also extends coverage to pregnant women. Each state administers its CHIP program in conjunction with Medicaid, offering flexibility in application and immediate coverage initiation throughout the year.
- CHIP bridges the gap in healthcare coverage for children from families with moderate incomes, making it affordable for them.
- Pregnant women may also be eligible for CHIP in certain states, enhancing prenatal care accessibility.
- CHIP applications are accepted year-round, and coverage can commence immediately upon qualification.