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What is COBRA in Healthcare?

A federal law that provides the option to maintain health coverage temporarily in specific situations, such as the end of employment, loss of dependent status, or other qualifying events. When opting for COBRA coverage, you are responsible for 100% of the premiums, including the portion previously paid by your employer, along with a nominal administrative fee.

Key Points:

  • COBRA allows you to continue your health insurance after certain life events, ensuring continuity of coverage.
  • While it provides continuity, COBRA requires you to pay the full premium amount, including the employer’s share, plus an administrative fee.
  • It’s crucial to understand COBRA’s terms and deadlines to make informed decisions about maintaining your health insurance.

“Glossary.” HealthCare.gov, www.healthcare.gov/glossary/.

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