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What is Conversion in Health Insurance?

Conversion is the option, available in certain states, to transition from job-based insurance to an individual policy when you become ineligible for job-based coverage. It may also apply to family members who lose dependent status, such as after a divorce.

Key Points:

  • Conversion allows the shift from job-based to individual insurance.
  • It applies when you lose eligibility for job-based coverage.
  • Family members without job-based coverage may also be eligible if they lose dependent status.

“Glossary.” HealthCare.gov, www.healthcare.gov/glossary/.

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