Free Assistance* from Licensed Agents
Marketplace America.org Health Insurance

Broker

Someone who assists you in applying for financial assistance and enrolling in a Qualified Health Plan (QHP) via the Marketplace.

Benefit Year

A 12-month period during which an individual health insurance plan provides coverage.

Balance Billing

Balance Billing occurs when a healthcare provider invoices you for an excess amount beyond what your insurance company covers.

Bronze Health Plan

1 of the 4 main types of available health insurance plans often referred to as “metal levels”.  Generally, lower monthly premiums, but higher expenses.