ACA
Unlocking Preventive Care: Health Insurance’s Vital Role
Defined as “measures taken to prevent disease, rather than treat it after it has already developed” (American Medical Association). It is important to note that preventive care is different from wellness care, which is focused on maximizing health and well-being. Preventive coverage may include vaccinations, screenings for cancer or other diseases, and counseling on lifestyle […]
How to Choose the Best Health Insurance Plan
With the subsidies provided through the Affordable Care Act finding ways to save money on health plans has come easier than ever. However, with the wide array of plans available, it can still be difficult to determine which one is best for you and your family. The first step in choosing a health insurance plan […]
Marketplace Health Insurance for the Self Employed and Small Business Owners
One of the major expenses for not just families and individuals, but also employers and the self-employed is having access to health care. Being self-employed or owning a business can make it seem like there are limited health plan options for medical services. The federal government provides resources to help employers of a small business […]
How Household Size and Income Affect Marketplace Insurance
When it comes to health insurance, there are a lot of factors that affect how much you pay. One of those factors is the size of your household. This includes the people who live with you and any tax dependents you have. It’s important to include everyone in your household when you’re applying for coverage, […]
Income and Household
Health Insurance for Early Retirement
The Affordable Care Act (ACA) requires group health plans and health insurance issuers to provide coverage for certain people seeking early retirement. This requirement is sometimes called the ” Early Retiree Reinsurance Program.” What is the Early Retiree Reinsurance Program(ERRP)? The ERRP was created by the Affordable Care Act to help companies and other organizations […]
Catastrophic Health Insurance
What is Catastrophic Health Insurance? Catastrophic coverage is a type of health insurance that has a high deductible but low monthly premiums. This means that you would have to pay for most of your health care expenses yourself until you reach your deductible. After you reach your deductible, the insurance company would start to provide […]
Health Plans
What Are My Health Insurance Options? HMOs, PPOs, and More Explained.
If you’re in the market for affordable health insurance, you’re not alone. The whole process should be straightforward and easy, like clicking a button. Sadly, with so many options available, we’re left overwhelmed. But you may be asking yourself,… How to pick the best health insurance plan? Where do I start? Everything has too many […]